FD vs RD – Which is Better?

FD requires a lump sum upfront; RD requires a fixed monthly deposit. Choosing depends on whether you have a lump sum or a regular monthly surplus.

When to Choose FD

Choose FD when you have a lump sum and do not need the money for the chosen tenure. Use our FD calculator or FD maturity calculator.

When to Choose RD

Choose RD when you can save a fixed amount every month. Check RD calculator and RD maturity calculator.